I'm an 82 year old senior. I am tired of people treating me like I'm an ignorant young child.Last year I had several windows in my house replaced. They were the expensive double-insulated, energy efficient windows. This week I received a call from the contractor complaining that the work has been done for a year and that I had failed to pay for them. My gracious, did we go round and round! I told him that no one pulls a fast one on this old lady!! Even though I am a senior citizen and was a blonde in my younger days, that doesn't mean that I am automatically stupid! I proceeded to tell him exactly what his salesman told me last year: "In one year, they will pay for themselves"